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What is a registered insurance broker?

In Ontario, insurance brokers are governed by the Registered Insurance Brokers Act of Ontario.

A registered insurance broker is an independent insurance professional. Brokers sell general insurance including coverage for home, business, automobile, farm, boat, ATV, life, etc.

Brokers represent your best interests when negotiating a contract with an insurance provider.

Unlike an agent, an insurance broker does not work directly for an insurance company or financial institution. Brokers act as an intermediary between an insurance provider and the client.

Insurance brokers can offer several choices from a variety of insurance providers.

They are well versed on various insurance products available. They are not affiliated with insurance companies or financial institutions and can offer independent, non-biased advice.

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