Commercial Insurance

We protect your business;
you keep doing what you do best

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Businesses opt for insurance coverage to ensure the continued financial protection of their investments, property, customers, and future operations. In the event of a mishap, disaster, or negative incident such as a robbery, they would otherwise be left to fend for themselves financially, likely facing difficult decisions and potentially even foreclosure.

At Rowat Insurance, we understand and respect the need to protect your operations, employees, and future in a cost-effective yet results-driven manner, which is why we provide comprehensive commercial insurance packages.

Our knowledgeable team of advisors and experts will work with you to guarantee the best possible outcome and most complete coverage to suit your business’ needs. Group insurance benefits represent a financial obligation to the plan sponsor while playing an important role, alongside government-sponsored benefit programs, in providing for the well-being of employees and their families. We work with you to find creative and flexible solutions and are committed to ensuring that plan sponsors get the best value for their benefit dollar. As brokers, we represent virtually all insurance suppliers.

Whether you seek protection from future natural disasters or even plumbing problems, we can step in and guarantee a financial safety net for your commercial operations.

For everything from minor repairs from environmental damage to cleaning costs associated with a special event that took a turn for the worst, you can count on Rowat Insurance to safeguard your business from financial blackholes.

Frequently asked questions

What Insurance Companies Do You Work With?

We work with a variety of leading insurance companies across Canada. This allows us to find a policy that works best for your companies’ unique needs.

Do I Need Coverage for My Small Business?

Yes, insurance is essential even if you work from home and don’t have any employees. No matter the size of your operation, you should have protection from all the risks that could jeopardize your business, such as fire, theft, cyber-attacks, and lawsuits. If you don’t have the appropriate insurance coverage in place, you could be responsible to pay for any damages out of pocket. Insurance will give you the financial protection and peace of mind that you need.

Do I Need Coverage for My Startup?

Even if you don’t have a product or something of value to protect just yet, you should still have coverage for the activities that occur within your business. Contact one of our brokers today to learn more about the coverages that your startup will need to protect you from any risks that could threaten your launch and immediate operations.

What Is Errors and Omissions Insurance?

This is a type of liability insurance that will cover you for any negligence, errors or omissions that you make when providing professional services. E&O insurance will cover any legal fees or damages should you make a faulty claim or fail to meet your responsibilities resulting in a financial loss for your customer or client.

What Is Directors and Officers Insurance and Who Needs It?

Directors and Officers Insurance (D&O) protects company managers from claims that could arise due to their actions. It also protects the business from any mistakes or wrongful acts that the managers or board of directors could make. Coverage is normally for current, future and past claims made against any directors and officers in the business. If you are a venture capitalist or agency, contact our team today to find out whether or not you need D&O insurance to protect your interests and how much is enough for your type and size of company.

Our trusted partners

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